Sitting in your class in the Education Building you feel something shift suddenly. Maybe the air is a little colder, maybe the earthâ€™s axis has shifted, maybe thereâ€™s a demonic brown dog outside the window gazing into your soul.
You donâ€™t know whatâ€™s happened, but something isnâ€™t right. You feel panicky and confused. Then, in front of your very eyes your premonition manifests as cold, black sludge pours out of the ceiling onto your open, purring thousand-dollar laptop.
The computer sizzles, screeches and goes black as the class rushes out the door to escape the oncoming sludge-water flood.
In a rage you demand CSU buy you a new laptop. But they wonâ€™t, and they shouldnâ€™t.
According to Director of Facilities Management Brian Chase, CSU is not liable for any damage that might occur to non-university property in events like last weekâ€™s pipe bursts unless the university acts negligently, meaning the university fails to prevent or fix something the university knew would break. In the case of the pipes, Chase said CSU did everything it could to keep them from breaking.
Acts of the gods like last weekâ€™s extreme cold, or falling trees, or natural fires, or locust plagues are not things CSU can realistically prevent in some cases, and the university shouldnâ€™t be liable for property damage unless it does something wrong.
What that means for us students is we must be proactive in protecting our stuff. Rentersâ€™ or homeownersâ€™ insurance is one good way to make sure your laptop and other valuables are protected if a pipe burst or random animal attack destroys them.
CSU isnâ€™t going to cover your losses, so itâ€™s up to you to look out for belongings.