Aug 302004
 
Authors: Jennifer Johnson

There is no such thing as a free education, and for students

paying their own way through college, finances may be stressful to

manage.

“There would be no way I could go out-of-state without my

parents helping me,” said Jonathan Washburn, a sophomore business

administration major.

Washburn is from Texas, and acknowledges how expensive tuition

is for out-of-state students.

In-state tuition and fees for CSU are $3,965 and $14,552 for

out-of-state students. This amount does not include living

expenses, books or miscellaneous items, which brings an estimated

payment for in-state students up to $13,055 and out-of-state

students up to $24,342.

Although “parent loans” are available to help students, many

parents choose not to take them out.

“This may put students in a difficult spot,” said Christie

Leighton, an associate director at Student Financial Services.

Leighton suggests to students who are paying their own way

through college, to take out other types of loans that are

available and look into scholarship programs.

“It’s not just one resource but many pieces put together that

help students get by,” Leighton said. “Students can always apply

for grants and work-study, or a part-time job as well.”

CSU’s Web site also encourages students to apply for financial

aid and as many scholarships as possible. The Web site includes

on-line applications for scholarships and work-study, however being

accepted by these programs may be difficult.

“It is frustrating,” said Autumn Bryce, a freshman speech

communication major. “Scholarships are hard to get.”

Bryce, an in-state student paying for college on her own, said

her survival method is to take out as many loans as possible.

“It’s not that bad. I just deal with my finances by budgeting

and prioritizing my wants versus needs,” Bryce said.

Still, she said paying her way through college is a double-edged

sword.

“I feel more independent, but also more stressed,” she said,

“it’s nice knowing I don’t need my parents to survive, but I know

that I’ll still need to be paying on loans in 20 years.”

Atkins Meyer, a junior computer science major, is also an

in-state student paying for school on his own.

“I worked and saved for a couple of years before attending

college,” Meyer said. “One of my friends is an out-of-state student

and is up to $100,000 in debt. I did not want to end up like

that.”

Fortunately for Meyer he does not rely on financial aid.

“I work 30 hours a week at a well-paying computer job,” he said.

“I also only take 12 credits a semester so I have a little free

time.”

Meyer finishes his morning classes and heads to work, but feels

the busy days pay off.

“Paying for school by myself is both rewarding and stressful at

the same time,” he said.

As for students who may be struggling with finances, Meyer

suggests finding a balance that works – whether less school and

more work or vice-versa.

“Always apply for aid, even if you do not think you are

eligible,” Leighton said. “Applying for this assistance will help

benefit students who are financially on their own.”

 

 

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